Money Matters

Money Talk by Mielygraphy - Personal Finance, Credit cards and more!

Low-risk investment with Premyo Bonds 2| BondsPH(Unionbank)

Premyo Bonds PH

About 2 weeks ago, I received a marketing email from Unionbank—inviting their account holders to join their Bonds investing app called BondsPH. I know little things about investments but I am always interested in financial freedom. Despite my interest in personal finances, I’ve never taken any serious investments especially with these types of investments where …

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Changing SSS Status to Voluntary & Paying Contributions Online

Changing SSS Status from Employed to Voluntary

As a freelancer aka self-employed, we lose some of our benefits due to not being able to pay out contributions just like with SSS. Many freelancers today who are getting paid are forgetting their responsibilities to our government by not paying taxes, and the security of their future by not paying other contributions like SSS, …

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Why Should We Hate Installments(Especially on Laptops and Mobile devices) ?

Why Should we hate installments

Have you seen the latest phone or laptop in the market? Did you see that they offer 0% interest on installment? Did you know how easy for it to apply for installment without a credit card? These questions would usually get a yes as an answer. These days installments are just one day process for …

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